Become an
Indpendent Investor
With a Resilient Portolio that
Beats the Market
Become an
Indpendent Investor
With a Resilient Portolio that
Beats the Market
Over 2000 Investors Taught
No Experience Needed
Live Zoom, Instructor-led Classes
Hi, I’m Howie Tan, CEO and Co-Founder of Kintsugi Investing. We’ve taught over 2000 investors from all walks of life just like you to invest in the stock market and grow wealth, in a way that is easy to follow yet consistently beat the S&P 500 index returns for years.
Most investors drown in research, second-guess decisions, and end up underperforming even after years of effort. We remove the guesswork.
Don’t take my word for it, take it from some of our graduates below, and let the results speak for themselves…
Media Features:
Awards Our Program Received:
Media Features:
Awards Our Program Received:
Y Combinator School
2024
RHB 1337 Xcelerator Program
2022
Top 11 Finalist of ITEC
2024 Southeast Asia Edition
STEM Accredited
2023
Do Any of These Sound Like You?
“I want to build a portfolio but have limited time. No time to read much or listen to news.”
Need a straightforward system that doesn’t eat up evenings or weekends.
“I have some money that your know I should put to work, but don’t know how to.”
Investing seems scary and are afraid you might make mistakes and take on too much risk.
“I already have a system to invest, but I want higher returns without higher risk.”
Portfolio feels scattered or is underperforming. You feel that you need a system that gives you a higher return at a more consistent rate.
- “I know I should invest, but I don’t know what to invest in — or where to start.” You’ve read bits and pieces online, but every source seems to say something different. You can’t seem to piece everything together no matter how hard you try.
- “My portfolio feels scattered.” You own some funds, some stocks, some policy plans… but there’s no clear system tying it all together.
- “I can’t seem to get consistent results.” Some years you do well, others can have deep corrections without bouncing back. You want a way to grow steadily, not sporadically.
- “I struggle with discipline and psychology of investing.” You know the problem isn’t just knowledge — it’s emotions. Greed, fear, hesitation.
- “I’m unsure how to balance safety and growth.” Especially as retirement or big life goals get closer, you’re wondering how to protect your capital and still make it grow.
If any of the above description fits, Intellivesor was built for you.
We're here to help you simplify the way you invest, achieve more growth, and profit from the stock market.
Kintsugi's 3-Engine Method
Most investors fail because they rely on guesswork.
We rely on facts, using these 3 Engines:
1. FE Engine
When you buy a stock, you’re buying a slice of a real business, not just a number on a screen.
The FE Engine helps you quickly tell whether that business is worth owning.
Instead of reading 5–10 years of reports and getting lost in financial jargon, our system distills everything into a strict 9-step scorecard.
It highlights only the factors that actually matter, removing 97% of weak companies and leaving you with the top tier, the ones worth your attention.
2. TT Engine
A great company can still be a bad investment if you buy it at the wrong price.
The TT Engine teaches you exactly when a stock becomes attractive, without turning you into a chart-watcher or day trader.
It blends simple price behaviour with valuation principles, showing you what “fairvalue”, “overvalued”, or “undervalued” really look like.
Whether you’re a beginner or have some experience, this gives you a structured way to enter positions with confidence and discipline.
3. ME Engine
Some companies outperform for a reason – their momentum comes from real business strength, not hype.
The ME Engine helps you focus on stocks that have consistently proven themselves over time.
It cuts out guesswork by checking whether a stock has repeatedly outperformed the wider market. If it has, it stays on your list. If not, you move on.
This ensures your portfolio is built around long-term winners, not short-term noise.
Here's how We're Different...
We’re not just another course that gives you every theory out there and drown you with multiple steps.
We vet and optimize our course constantly to make sure it is as simple to implement as possible, backed by years of research.
That’s because we don’t just give you the tools, we give you exact, measurable steps to replicate what we do on our very own porfolios.
Can You Really Profit From the Market
with a Low-Maintenance Portfolio?
Real results from an actual portfolio that we manage
We designed Intellivestor to be custom a blend of ETFs and Stocks. This lowers your risks as ETFs are well diversified. It also reduces your research time needed for stocks.
And our ETF strategies have been researched for over a decade by our professional team, which means you get what the big professional institutions use, at a fraction of the price they pay.
We use a proprietary strategy that has not been made public yet, until now. That’s why you may not have heard of a strategy like this performing better than the S&P500. But this also means that you are one of the firsts to benefit.
Plus, we will always be updating the strategies as the market evolves, so your portfolio will always be ahead of 99% of investors.
Plus, we won’t be keeping our prices this low forever. Because you are one of the pioneer batches, you get the best deal. But once we raise the price, we won’t lower it again.
Here’s what you’ll get:
All tiers include:
Live Instructor-led Classes
via Zoom
(Recordings Included)
Attend live or
Learn at your own pace
Supportive community
on Facebook Group
Live Group Coaching
Clarify concepts with experts
Course Curriculum
Intellivestor Essentials Syllabus
- Lesson 1 Introduction
- Lesson 2 The Investing Edge
- Lesson 3 Investing Case Study and Personal Case Study
- Lesson 4 Market Overview
- Lesson 5 Types of Sectors
- Lesson 6 Basic Portfolio
- Lesson 7 Stock Evaluation Strategy (Part 1)
- Lesson 8 Fundamental Analysis I
- Lesson 9 Fundamental Analysis II
- Lesson 10 Fundamental Analysis (A)
- Lesson 11 Fundamental Analysis (B)
- Lesson 12 Technical Test I
- Lesson 13a Technical Test II
- Lesson 13b Technical Test II
- Lesson 14 ETF 1
- Lesson 15 ETF II
- Lesson 16 Stock Evaluation on Strategy (Part 2)
- Lesson 17 Basic Portfolio Template
Intellivestor Accelerate Syllabus (Includes Essentials)
- Lesson 1 Introduction
- Lesson 2 Technical Analysis Tools Part 1
- Lesson 2 Technical Analysis Tools Part 2
- Lesson 2 Technical Analysis Tools Part 3
- Lesson 3 Types of Options
- Lesson 4 Income Strategy
- Lesson 5 Income Strategy II Practice + Template
- Lesson 6 Income Strategy ETF I For Good ETFs
- Lesson 7 Income Strategy ETF II on For Good ETFs Practice + Template
- Lesson 8 Super Income StrategyLesson 8 Super Income Strategy
- Lesson 9 Super Income Strategy Practice + Template
- Lesson 10 Growth Income Strategy I
- Lesson 11 Growth Income Strategy I Practice + Template
- Lesson 12 Free Shares, Income & Growth Strategy
- Lesson 13a Free Shares, Income & Growth Strategy Practice
- Lesson 13b How to Live off Your Portfolio
- Lesson 14 Portfolio Review
- Bonus Module: How to use AI for Stocks Research
Essentials
Start Investing
What’s included:
-
3 Live Online Implementation Bootcamps over 3 Weeks
Monday nights
8-10pm SGT
(Unlimited Resits) -
Monthly Live Group Coaching via Zoom
(Learn as a community) - Digital Course Recording (5hrs of zero-fluff lesson videos)
- Build a lasting passive portfolio using ETFs + Stocks
- Kintsugi 5-Min Method™ to accurately evaluate any stock.
- Kintsgui Evaluation Plan™ to tell if a stock is expensive or cheap in 15mins
- Kintsgui Bulletproof Risk Management System™
- Monthly Live Group Coaching + Q&A
- Bonus 1: One-time 30-min 1-1 call with our coach to set up your portfolio and take your 1st step.
- Bonus 2: Our Template Portfolio
Who it’s for:
-
Perfect for beginners.
Goal:
Build a profitable, low-effort portfolio that grows steadily.
Less than 1hr per quarter to implement and maintain.
⭐ Most popular
Accelerate
Income Investing + Enhanced Strategies
What’s included:
-
6 Live Online Classes over 6 Weeks
(2 Essentials + 4 Accelerate)
Monday nights
8-10pm SGT
(Unlimited Resits) -
Monthly Live Group Coaching via Zoom
(Learn as a community) -
Digital Course Recording
(4hrs Accelerate + 5hrs Essentials, zero-fluff lesson videos) - All of Essentials, plus:
- Income Investing from Options
- Kintsugi Free Shares Strategy™
- Returns Amplification Strategy™
- Market Rhythm Strategy™ to always buy and sell at an optimum price
- How to use AI for stock research
- Monthly Live Group Coaching + Q&A
- Live Stocks Analysis
- Live-Trades
- Bonus 1: One-time 45-min 1-1 call with our coach to apply tools and sharpen your strategy.
- Bonus 2: Quality Stocks Watchlist
Who it’s for:
-
Investors looking to increase portfolio gains (alpha)
Goal:
Build a profitable portfolio with increased gains and generate income.
Less than 30 min a week to implement and maintain.
Road to 1 Million
1 Year Intensive Premium 1-1 Mentorship Program
What’s included:
- Renewable:
-
Direct 1-1 Personal guidance from our Head Coach.
Structured accountability and progress reviews - 1-on-1 Coaching & Portfolio Reviews. 12 private 60min sessions
- Direct access to your coach via WhatsApp
- Exclusive Strategies reserved for RT1M mentees
- Shortcut your learning by leveraging experienced, profitable coaches
- Lifetime:
- Digital Course
- All of Essentials + Accelerate, plus:
- Personalized roadmap based on your investing goals
Limited to 20 mentees/year
- Investors who want 1-on-1 personalized expert guidance to shortcut their learning.
(Note: If you have a portfolio larger than $1m, contact us at admin@kintsugiinvesting.com for customised strategy)
Group Coaching Calls Live via Zoom
Prefer a more interactive learning style? Come for Group Coaching!
Each month, our coach covers topics from the course for revision, as well as Q&A.
1.5hrs per session
Schedule
- Essentials
Covers key Essentials concepts + Q&A - Accelerate
Includes live trades, stock analysis, market updates & Accelerate strategies
Call Timing
• Essentials: 9-10pm (GMT +8)
• Accelerate: 10-11pm (GMT +8)
All calls are recorded for replay
Community support via Facebook Group
Feature comparison
Feature
Essentials
Accelerate
Road to 1 Million
Digital Course
Facebook Group Community Access
Group Coaching + Recordings
Stocks and ETF Program
One-time Portfolio Review
Live-Trades, Market Review, Stock Analysis + Watchlist
Advanced ETF + Risk-Managed Options Strategy
Technical Indicators to Maximize Returns
1-on-1 Coaching & Portfolio Review¹
Direct Message Mentor Access
Personalised Monthly Portfolio Roadmap
1st Year Only
$1998
$4,888
$15,5598
Renewal (RT1M)
$12,998
¹ RT1M 1-on-1 calls work on a credit system, schedule whenever you need. Each call uses 1 credit. 12 Credits reset yearly with renewal, unused ones do not carry over.
You Are Protected By Our 100% Money Back Guarantee Policy
We want you to be fully confident in your investment journey with Intellivestor.
That’s why we offer a 7-day money-back guarantee from the date of purchase. Go through every lesson, learn and test out the strategy. If by then you still feel it’s not the right fit for you, simply email us within 7 days of your purchase.
No hard feelings, no complicated hoops, just let us know why it wasn’t right for you, and we’ll issue a full refund.
We stand by the quality of our program, but we also believe you should have the freedom to explore it with peace of mind.
What Our Students Say
★★★★★
★★★★★
★★★★★
★★★★★
Which Membership Is For You?
Start Investing
Essentials is designed for those who are still early in their investing journey. It is a structured approach to long-term wealth building without spending hours researching. Get clarity on ETF investing and build confidence with our proven system.
Perfect if you want:
- To kickstart your investing journey
- Peace of mind with a low-maintenance system
- Clear structure without complexity
Start + Boost Your Returns
Accelerate is for you if you want the best value: All of Intellivestor’s foundation + exclusive access to advanced strategies while maintaining a passive approach. Learn to capitalize on market shifts with confidence to increase ROI (alpha).
Perfect if you want:
- Advanced tools for improved returns
- Passive investing with active opportunities
- Cashflow generation along with capital growth
1-on-1 Personalized Mentorship Guidance
Road to 1 Million is our most premium service offering personalized coaching and portfolio review. Get direct support to avoid costly mistakes and optimize your portfolio for long-term success.
Perfect if you want:
- 1-on-1 portfolio guidance
- Fast direct response when you’re stuck, or when markets move
- Need help repairing positions
Have a Question?
Have questions about our memberships or need help choosing the right tier?
📧 Email us: admin@kintsugiinvesting.com
Who is Kintsugi Investing?
To start with…We’ve won multiple awards across fintech, innovation, and education. That includes recognition from Y Combinator’s Startup School, RHB Xcelerator, and more.
But awards aren’t what drive us.
What matters more is this:
Our mission is to help individual investors build durable portfolios that not only survive downturns but thrive for decades.
And we’re not just talking theory.
To date, we’ve helped over 2,000 students turn their portfolios into profitable, compounding machines.
We also share insights with over 38,500 followers on X who trust us to cut through the noise.
At Kintsugi Investing, we believe in clarity, resilience, and long-term compounding.
No hype. No gimmicks. Just grounded, asymmetric strategies that work whether you’re in the US, Europe, Singapore, Malaysia, or Taiwan.
Here are your coaches:
Howie Tan
Co-Founder and CEO
Howie is a former 9-6 employee turned entrepreneur turned full time investor.
He has over 15 years of investing experience across both Asian and U.S. markets.
His turning point came when he was diagnosed with End-Stage Kidney Failure in Nov 2023 – an event that disrupted his income as both a full-time employee and solopreneur.
But what saved him wasn’t just luck. It was the portfolio and financial strategy he had built over the years, allowing him to weather the storm without panic, and recover with peace of mind.
Despite life challenges, Howie has achieved 66% returns on his portfolio in the past 22 months.
Zee (Zhi Wei)
Co-Founder
Zee currently teaches applied finance and entrepreneurship at a University. He is also the Fund Manager of an Endowment Fund and designs the Equity Portfolio strategies of several large family offices.
An award winning Fund Manager, he has 18 years of investing experience, spanning from government funds to private investment funds. He is renowned for turning around underperforming and loss-making portfolios, consistently restoring them to profitability.
Known for his sharp investing acumen and gift for simplifying complex strategies, today, Zee’s personal goal is helping students transform their financial lives one decision at a time, believing that everyone can invest profitably.
In 2024, Zee’s mentees averaged 30% returns on their portfolios.
Our Philosophy Is Simple
- No day trading
- No staring at tickers
- No obsessing over news
- Just a system that works
Even when you’re busy or life gets messy
We built Intellivestor so you can stay invested with conviction, not confusion.
The Bottom Line
This isn’t just theory. It’s a method we’ve used ourselves.
It’s helped us stay calm through corrections, and confident through bull runs.
If you’ve found value in our free sessions, this is your chance to go deeper.
To move from consuming information… to applying it. With structure.
And without the noise.
Ready to make your next move a smarter one?
📧 Need help choosing?
If you’re unsure which tier fits you best, reply to this email us
admin@kintsugiinvesting.com we’ll help you decide.
This website is developed and operated by Kintsugi Investing. We are an education-focused company and do not provide personalized investment advice or financial services. As such, we are not regulated by Monetary Authority of Singapore (MAS) or the U.S. Securities and Exchange Commission (SEC) or any other government financial regulators.
All forms of investing carry risk and may not be suitable for everyone. If you are uncertain about any investment decisions, please consult a licensed financial advisor. All information here or taught are for educational purposes only.
© 2025 Kintsugi Investing School. All Rights Reserved.
✆ +65 97852473 ✧ 67 Ayer Rajah Crescent, #07-10, Singapore 139950